Family and children / Chapter 10

Is dating and marriage worth it

23 items~56 min read

This section splits "is marriage worth it" into separate accounts for money, time, health, legal risk, and relationship quality, and counts them apart. Each account uses only figures whose source can be checked. Sources are limited to official statistics, or to meta-analyses (pooling data from many studies and recalculating them). There is no moral judgment here, and no conclusion is made for you. The health accounts are counted as death risk, the time accounts as how many minutes a day, and the legal accounts as what the articles say. These three ways of counting are not converted into each other. The method for splitting the accounts, a fill-in checklist, and common mistakes are in chapter 10 “Is dating and marriage worth it”.

Items in this section are grouped by topic below, with item numbers in parentheses.

Finding someone and dating: meet more people (item 1), stop after the other person clearly refuses (item 2), judge interest from behaviour (item 3), take turns answering questions that go from light to deep (item 5), a long-distance relationship is not worse than one in the same city (item 6).

Whether the relationship is good: look at how you feel inside it (item 4), argue about the matter not the person (item 17), go to couples therapy together (item 20).

The accounts of whether marriage is worth it: look at the registration figures first (item 7), discount the health benefit because the data are observational (item 8), count the time account as unpaid labour (item 9), count the cost of leaving (item 15), keep a separate account of marrying for your elders (item 16), when divorcing write child support and visitation clearly (item 23).

Registering and the premarital check: registering needs only an identity card (item 13), have one premarital medical check (item 14), go and get the marriage certificate even after the banquet (item 21).

Money and debt: look first at the law's default rules for the money account (item 10), when parents pay for a home write down whether it is a loan or a gift (item 11), a large sum borrowed by one spouse (item 12), a spouse using joint money to tip streamers or transfer to someone outside the marriage (item 22).

Same-sex partners and sexual orientation: same-sex partners should put voluntary guardianship and a will in place (item 18), do not marry by hiding sexual orientation (item 19).

8

Count marriage’s health benefit in, but discount it as observational data

UpdatedGrade ASmall benefitLifespanFreeLittle timeNo willpower

Among older adults, married people’s probability of dying in the same period is about 12% lower than non-married people’s, and never-married people’s is about 24% higher than married people’s. …

18

While both of you are still clear-headed, same-sex partners should put in place an authorization of agency, voluntary guardianship, and a will: in law you are not near relatives; without these you have no signing right and no inheritance right

Grade ABig benefitFreedomLow costSome timeSome willpower

Near relatives in law are spouses, parents, children, siblings, and similar; a partner does not count. Without documents in advance, when one side is critically ill the other cannot decide for them. …

21

Even after the wedding and the banquet, go and get the marriage certificate: without registration you are not spouses in law, and if the other person dies you have no spouse’s right of inheritance

NewGrade ABig benefitMoneyFreeLittle timeNo willpower

After February (2) 1994, holding only a wedding without registering is not marriage in law; it only counts as cohabitation. If the other person dies, you cannot inherit the estate as a spouse. …

22

When a spouse, behind your back, uses large amounts of joint marital money to tip streamers or transfer it to someone outside the marriage: you can ask to divide joint property without divorcing, and money sent outside the marriage can be sued for return

NewGrade ABig benefitMoneyHigh costSome timeSome willpower

If a spouse, without consulting you, uses joint money for large tips to streamers, you can ask a court to divide the joint property without divorcing. At divorce you can also have that side get less or nothing. …

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