Time, energy and life paths / Chapter 31

What options are available after turning 18?

17 items~72 min read

This section deals with money and time, while the option of avoiding military service also affects personal freedom. It serves as a roadmap of possible paths, not a step‑by‑step guide for any single one. First, we list the legal requirements for each path. Then we describe the details that become relevant only after you decide to pursue them: what benefits military service provides, other ways to enter the civil service besides the civil service exam, which college majors directly lead to government positions, how to later upgrade your education, what kind of employers to seek for overseas work, how to handle social insurance without a formal job, and whether there are government loans that cover part of the interest for those lacking startup capital.

Let us be clear: after turning 18 there are many more options than those covered here. We only include paths for which nationwide official documents specify eligibility criteria, requirements, and benefits. Paths such as joining state‑owned enterprises, working in factories, becoming a seafarer, pursuing freelance work, or continuing high school or university lack such uniform documentation. They are certainly possible, but without verifiable legal references we cannot describe their conditions in this book.

Choosing a path is entirely up to you. This section provides two things only: the official documents that set the eligibility rules, and the deadlines and qualifications that expire once you start down a particular route. How to weigh the decision between studying and working, and how to pick relevant skills, is explained in Section 23. Overtime pay, workplace injuries, and severance after joining a job are covered in Section 19. Starting or closing a business is discussed in Section 12. Studying abroad is the topic of Section 32, while safety nets for the unemployed are outlined in Section 7. None of those topics are repeated here.

10

A diploma does not have to be settled the first time: the self-study exam has no limit on age or prior education, the adult college entrance exam and the Open University can both fill the gap, a diploma counts only if Xuexin («学信网») can find it, and do not sign up for a "no exam, guaranteed pass" class

UpdatedGrade AMedium benefitMoneyLow costLots of timeHigh willpower

If school did not work out at 18, there are still 3 regular routes: the self-study exam, the adult college entrance exam, and the Open University. …

12

Food delivery workers, ride‑hailing drivers, and local freight carriers all get occupational injury coverage paid for by the platform on a per‑order basis — at no cost to them

UpdatedGrade AMedium benefitMoneyFreeLittle timeNo willpower

Platforms must pay occupational injury insurance premiums for every order placed by delivery workers, ride‑hailing drivers, and local freight carriers — none of that cost falls on the workers themselves. …

16

If you work for yourself instead of joining an employer, look first at a startup guarantee loan for the startup money: up to 300000 yuan for an individual, with public finance covering half the interest

Grade AMedium benefitMoneyFreeSome timeSome willpower

If you are in a priority group such as college graduates, veterans, or unemployed people, and you are borrowing to get started, look at this loan with a fiscal interest subsidy first. …

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