Three payments for work-related death: funeral allowance, dependents' pension, and one-time work-death benefit

Work-related death means three payments; do not negotiate on only one. Funeral allowance equals 6 months of the local prior-year average employee monthly wage. Dependents' pension is paid monthly from the deceased's wage: spouse 40% per month, other dependents 30% each per month. The one-time work-death benefit is 20 times the prior year's national urban per capita disposable income—one figure nationwide.

Cost

No cost—one set of procedures.

Benefit

Work-related death money comes in three parts. First, funeral allowance: 6 months of the prior-year average employee monthly wage in the insurance pooling area where you were enrolled. Second, dependents' pension from the deceased's wage, paid monthly: spouse 40% per month, other dependents 30% each per month. Third, one-time work-death benefit: 20 times the prior year's national urban per capita disposable income. Nationwide there is only this one figure, not by region. For deaths in 2026, that payment is about 1130000 yuan (113万 / exact value 1130040 yuan). The calculation is prior-year national urban per capita disposable income 56502 yuan × 20.

Notes

The one-time work-death benefit is uniform nationwide and updates each year with data from the National Bureau of Statistics. Reject “our local standard is lower” in settlement talks.

Sources · 2

1. 工伤保险条例第三十九条：「（一）丧葬补助金为6个月的统筹地区上年度职工月平均工资；（二）供养亲属抚恤金按照职工本人工资的一定比例发给由因工死亡职工生前提供主要生活来源、无劳动能力的亲属。标准为：配偶每月40%，其他亲属每人每月30%，孤寡老人或者孤儿每人每月在上述标准的基础上增加10%……（三）一次性工亡补助金标准为上一年度全国城镇居民人均可支配收入的20倍。」. gov.cn/gongbao/content/2011/content_1778064.htm
2. 国家统计局 (2026). 2025 年居民收入和消费支出情况. stats.gov.cn/sj/zxfbhjd/202601/t20260119_1962…