Before signing a family doctor (家庭医生) contract at community level, ask which services are covered by yibao (医保) and which are out of pocket
Grade AMedium benefitMoneyFreeLittle timeNo willpower
The basic service package is paid by yibao (医保) as required. Personalized service packages are entirely self-paid. When someone sells an “upgrade package,” ask whether it is basic or personalized, whether it is filed with the county health authority, and the yearly price.
- Cost
- No cost. One extra minute of questions before signing.
- Benefit
- Basic service package is paid by yibao (医保) per rules. Personalized packages are fully self-paid and must be filed with the county-level health administration (县级卫生健康部门)
- Notes
- The value of signing is long-term follow-up for your condition, not how many items are bundled. When offered an “upgrade package,” ask three things: basic or personalized, filed or not, and cost per year.
Sources · 1
- 国务院办公厅 (2026). 关于加快建设分级诊疗体系的若干措施. gov.cn/zhengce/zhengceku/202604/content_70650…：「加强基层门诊付费与签约服务政策联动，基本服务包按规定纳入医保支付；个性化服务包由签约基层医疗卫生机构按程序向县级卫生健康部门备案，费用由个人支付。」